Frequently Asked Questions

Retirement planning is the process of setting financial goals for your post-career years and creating a strategy to help achieve them. This proactive approach is important because it helps ensure you have sufficient retirement income to live comfortably, manage expenses, and enjoy the lifestyle you envision without needing traditional employment. A well-structured plan is the foundation for your long-term financial confidence.

The ideal time to begin retirement planning is now. The earlier you start, the more time your investments have to grow through the power of compounding. However, it is never too late to take control of your financial future. Whether you are early in your career or just a few years away from retiring, a professional financial advisor can help you create a strategy that maximizes your potential.

The amount you need to retire comfortably is unique to your personal circumstances. It depends on your desired lifestyle, expected living expenses, healthcare needs, and life expectancy. The financial advisors at Bergen Financial Group can work with you to calculate a personalized savings goal and create a sustainable retirement income plan to meet your specific needs.

There are a wide variety of financial planning and retirement services available. Bergen Financial Group offers comprehensive retirement planning services tailored to your unique goals. Our key areas of focus include:

• Creation of customized retirement income strategies
• Proactive wealth and investment management
• Development of tax-efficient strategies to preserve your assets
• Legacy and estate planning guidance

We guide you through our educational process to help you learn, plan, and live your best retirement.

Our approach is founded on a commitment to education and partnership. We believe in empowering you with the knowledge to make informed financial decisions. As independent financial professionals, we provide personalized, client-first strategies rather than a one-size-fits-all plan. The experienced team at Bergen Financial Group works collaboratively with you to build a retirement plan that truly reflects your goals.

You can easily schedule a complimentary, one-on-one consultation with one of our financial advisors by visiting our Schedule a Meeting page. Alternatively, you may call our office directly to find a time that works for you. This initial meeting is an opportunity for us to learn about your goals and for you to ask any questions you may have about retirement planning.

Your first meeting is a conversation centered on you. We will listen to understand your current financial situation, your retirement aspirations, and any concerns you might have. This discussion allows us to determine if we are a good fit for your needs and to identify how we can best help you move forward. To make the most of our time together, we recommend visiting the “Before Your First Meeting” section on our website to complete a pre-appointment form.

Yes, while we assist clients across the country, we have a strong local presence with offices and financial advisors across Arizona and in San Diego. We are proud to offer personalized, in-person consultations to individuals and families in these communities. Whether you prefer to meet face-to-face or virtually, our team is equipped to provide the dedicated retirement planning support you need. Please scroll down to the bottom of this page for our office locations!